Before you start
There are some basic rules for dealing with debt problems.
Please do not:
- Ignore debt problems
- Ignore court papers or creditors’ letters
- Borrow to pay off debts without first getting advice
- Pay a fee to get debt problems sorted, without first seeing whether you could do it yourself or get free help.
- Deal with all your debts
- Fill in and return any court forms
- Go to any court hearing
- Sort out any priority debts before other debt